The surplus lines market is feeling the first tremors of a softening cycle as carriers retreat from hard‑market pricing, while cyber litigation and AI‑driven underwriting are reshaping risk appetite. Brokers, MGAs and wholesalers should watch for shifting appetite on catastrophe exposure and emerging regulatory pressures.
⏱ Watch this week: Keep an eye on Florida’s presuit‑notice rulings and any further AI‑related legislative moves that could tighten underwriting standards next quarter.
Third quarter 2026 net income at The Hartford increased 23% to about $1.3 billion. Property/casualty pretax catastrophe losses for the quarter were $198 million compared with $70 million during the same quarter a year ago The Hartford said most losses …
⚡ Deep Dive | Read originalThe U.S. domestic cyber insurance market has nearly tripled in size since 2020, with endorsement policies accounting for the largest share of policy counts relative to premium. The observations come from a new report generated by the National Association of …
⚡ Deep Dive | Read originalIlluminate won its case. The CMIA standard it left behind makes certain breach claims significantly easier to bring
⚡ Deep Dive | Read originalInsurance Journal’s Risky Future series is hosting the “AI Tools for Fraud Detection and Compliance” Demo Day, a series of free AI tool demonstrations designed exclusively for insurance carriers, SIU teams, compliance officers, claims leaders, and more. This event will highlight AI-powered tools that identify suspicious activity, prevent leakage, and support regulatory compliance across underwriting … Continued
⚡ Deep Dive | Read originalA new proposed Artificial Intelligence Company raises a multitude of questions for anyone underwriting D&O, cyber or E&O
⚡ Deep Dive | Read originalCarrier cites discipline over volume as catastrophe losses bite and competition stiffens
⚡ Deep Dive | Read originalBefore Florida lawmakers in 2022 enacted sweeping insurance law changes that cut the legs out of what had been called an excessive and burgeoning number of property claims lawsuits, they tinkered for years with ways to rein in the costly …
⚡ Deep Dive | Read originalData centers face potential credit rating downgrades due to moratoriums and cancellations driven by public opposition, according to S&P Global Ratings. Delays due to grid capacity constraints, environmental sustainability concerns and zoning shifts “could increase downward pressure on the creditworthiness …
⚡ Deep Dive | Read originalWTW survey finds softening accelerated through H1 2026, with casualty the line most at risk on pricing adequacy
⚡ Deep Dive | Read originalArdonagh takes Orvia brand global with US$3bn MGA platform Insurance Business
⚡ Deep Dive | Read originalWe are seeking nominations for young underwriting professionals who are making an impact within their organizations and across the industry. Application is now open. The post Emerging Underwriter Overview appeared first on Risk & Insurance .
⚡ Deep Dive | Read originalSource Insurance adds non-standard home specialist MGA to home insurer panel Insurance Times
⚡ Deep Dive | Read original